Rates & FeesMade Simple
No hidden fees. No surprises. Just honest, competitive rates designed to help you achieve your financial goals.
4.50%
High-Yield Savings APY
$0
Monthly Maintenance Fee*
5.99%
Mortgage Rates From
55,000+
Free ATMs Nationwide
Competitive Rates for Every Account
Choose the account that fits your lifestyle. All accounts include FDIC insurance up to $250,000.
Essential Checking
Features
- Free debit card
- Mobile banking
- Bill pay
- eStatements
Plus Checking
Features
- All Essential features
- Free checks
- Overdraft protection
- No ATM fees
Premium Checking
Features
- All Plus features
- Priority support
- Travel insurance
- Cashback rewards
Elite Checking
Features
- All Premium features
- Concierge service
- Wealth advisor
- Exclusive rates
* APY = Annual Percentage Yield. Rates are variable and subject to change. Fees may reduce earnings.
Compare All Account Features
See exactly what you get with each account tier. No hidden fees, complete transparency.
| Features & Fees | EssentialFree Account | Plus$12/month | POPULARPremium$25/month | Elite$50/month |
|---|---|---|---|---|
Monthly Fee | $0 | $12 | $25 | $50 |
Fee Waiver Balance | N/A | $1,500 | $10,000 | $100,000 |
APY | 0.01% | 0.05% | 0.15% | 0.25% |
Free ATM Network | 30,000+ | 55,000+ | 55,000+ | 55,000+ |
Out-of-Network ATM Fee | $2.50 | $0 | $0 | $0 |
ATM Fee Rebates | Up to $10 | Up to $25 | Unlimited | |
Overdraft Protection | ||||
Overdraft Fee | $35 | $25 | $15 | $0 |
Wire Transfer (Domestic) | $30 | $25 | $15 | $0 |
Wire Transfer (International) | $50 | $45 | $35 | $0 |
Cashier's Check | $10 | $5 | $0 | $0 |
Stop Payment | $35 | $30 | $20 | $0 |
Paper Statements | $3 | $0 | $0 | $0 |
Free Checks | ||||
Cashback Rewards | 1% | 2% | ||
Travel Insurance | ||||
Concierge Service | ||||
Dedicated Advisor |
* All accounts include FDIC insurance up to $250,000. Rates and fees subject to change.
Open an AccountCompetitive Loan Rates
Whether you are buying a home or need personal financing, we offer competitive rates to help you achieve your goals.
30-Year Fixed
Predictable payments for the life of your loan
APR Range
6.25% - 7.00%
Terms
30 years
Min Amount
$50,000
Max Amount
$2,000,000
15-Year Fixed
Build equity faster with lower total interest
APR Range
5.75% - 6.50%
Terms
15 years
Min Amount
$50,000
Max Amount
$2,000,000
5/1 ARM
Lower initial rate with adjustment after 5 years
APR Range
5.50% - 6.25%
Terms
30 years
Min Amount
$50,000
Max Amount
$2,000,000
Jumbo Loan
For high-value properties above conforming limits
APR Range
6.50% - 7.25%
Terms
15-30 years
Min Amount
$726,200
Max Amount
$5,000,000
Important Rate Information
APR = Annual Percentage Rate. Rates shown are for well-qualified borrowers and may vary based on credit score, loan amount, term, and other factors. Rates are subject to change without notice. *Consult a tax advisor regarding the deductibility of interest.
Complete Fee Schedule
Full transparency on all banking fees. Many fees can be waived with qualifying account balances.
Categories
Account Services
5 fees listed
Monthly Maintenance Fee
Varies by account type
Paper Statement Fee
Free with eStatements
Account Research Fee
Minimum 1 hour
Account Closure Fee
Within 90 days of opening
Dormant Account Fee
After 12 months inactivity
Download Complete Fee Schedule
Get a PDF copy for your records
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